Rates effective through September 7, 2010
| Account Term | Interest Rate | Annual Percentage Yield (APY) |
Minimum to Open | Minimum to Receive Yield (APY) |
| 4 Weeks (28 days) |
0.35% | 0.35% | $500 | $500 |
| 3 Months | 0.50% | 0.50% | $500 | $500 |
| 6 Months | 0.60% | 0.60% | $500 | $500 |
| 7 Months | 0.77% | 0.77% | $500 | $500 |
| 9 Months | 0.60% | 0.60% | $500 | $500 |
| 9 Months – NO PENALTY | 0.99% | 0.99% | $500 | $500 |
| 12 Months | 1.00% | 1.00% | $500 | $500 |
| 15 Months | 1.09% | 1.10% | $500 | $500 |
| 18 Months | 1.29% | 1.30% | $500 | $500 |
| 24 Months | 1.64% | 1.65% | $500 | $500 |
| 30 Months | 1.73% | 1.75% | $500 | $500 |
| 36 Months | 1.93% | 1.95% | $500 | $500 |
| 48 Months | 2.18% | 2.20% | $500 | $500 |
| 60 Months | 2.42% | 2.45% | $500 | $500 |
| 84 Months | 2.42% | 2.45% | $500 | $500 |
| Kids’ CD | 1.14% | 1.15% | $100 | $100 |
Fees could reduce earnings. Rates and annual percentage yields are currently set weekly, but may change as frequently as daily and are determined by Management’s discretion.
